The PIP law does not apply to motorcycle accidents, making ongoing and future medical treatment and medical bills more complicated issues than in automobile cases. Physician access is also an issue if the client does not have any health insurance. Furthermore, the injuries are usually more serious resulting in higher medical bills, higher lost wages and higher potential recoveries for injuries. Additionally, dealing with motorcycle bias among juries (a very unfair yet very common form of contempt for some types of motorcycle riders) takes experience.